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日本から安く海外送金する方法を見つけたと思います。
- #1
-
- マネーマネー
- 2013/03/27 08:52
日本から送金する際にもっとも安いんじゃないかと思われる方法を見つけました。小額をチマチマ移したい人におすすめです。(若干面倒くさいですですが...)
必要なものは、日本の銀行口座が引き落とし口座に設定されているクレジットカード、日本の銀行口座とネットッバンキングです。
※クレジットカードの一日の現金引き出し限度額がある場合は、あらかじめクレジットカード会社に電話して引き出し限度額を解除してもらう、もしくは引き上げてもらうと良いです。
1)クレジットカードを使いATMで現金を引き出します。
2)クレジットカード会社に電話して、振込で翌日中に振り込みたいと申し出ます。
3)ネットバンキングで、指定された口座に引き出した金額と1日分の利息を払い込みます。
仮にアメリカのATMで、クレジットカードを使って30万円相当額のドルを引き出した場合(実質年利を18%とします)、一日の利息は148円です。ですので、翌日にネットバンキングで支払えば、300,148円+ATM手数料で300,000円をアメリカに送金できたことになります。
使える方法だと思うんですが... どうでしょうかね。
- #2
-
逆を探しているのですがどなたかご存知ですか?
ペイパルは簡単だけど手数料が高いし、国際郵便為替はめんどくさいし、なんか無いもんですかねネットを使って手数料の安いのってありませんか?
- #3
-
- ぎゅぎゅ
- 2013/03/27 (Wed) 11:04
- Report
アメリカのATMで一日に3000ドルも引き出せるところがあるんですか??
- #4
-
- 旅行好き3
- 2013/03/27 (Wed) 13:37
- Report
クレジット会社のページを見てみましたが、繰上げ返済ができない場合もあるんじゃないでしょうか。あと、キャッシングでは換算レートに1.6%の事務手数料をプラスしますと書いているところもあるので(JCB)、送金時よりのレートよりだいぶ悪くなってしまうかも。その上にATMの手数料がかかります。
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