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Topic

Real estate prices, starting to rise again ？.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ （ Tears ）.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1555
  • 昭和のおとっつぁん
  • 2020/12/10 (Thu) 16:35
  • Report

↑ Maybe it's the property tax and insurance costs.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1556
  • 投資家
  • 2020/12/10 (Thu) 17:06
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Are you comparing the same quality house with an apartment ？ rent will be $1000 higher ？ ？
It depends on the amount of down payment, and townhouses and condos vary a lot depending on the HOA, so to say an apartment is $ 1000 cheaper is It's a bit different. Besides, rent is not tax exempt for a penny and you are still paying it. Apartment rents go up with each renewal, but mortgages don't, and can be lowered with refinancing.

I agree that property should be diversified between the house, other investment assets, and cash, rather than concentrated in one.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1557
  • 今でしょ？
  • 2020/12/10 (Thu) 18:57
  • Report

I often hear that rent is like a drain. Actually yes, you don't have any money left ！

but I don't understand interest rates and investments, I can't buy a house because I know it's overpriced 😢 My friend was going to buy a house for $ 860K a few years ago, now it's over $ 1M and she says that house is not worth that. He says the house is not worth it.

I feel like it's quite a gamble for the average person who can't invest or anything. It's scary.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1558
  • 投資家
  • 2020/12/10 (Thu) 21:11
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How much can you afford to put down for a down payment and how much can you afford to pay for a monthly mortgage while still keeping some savings?

If you work backwards, you can figure out the price of a house you can afford, so all you have to do is narrow down the area and research houses in that price range ？

Even if you vaguely think you want a house, the months will fly by.

Or you could motivate yourself to increase your income to buy a house.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#1559
  • 今でしょ？
  • 2020/12/10 (Thu) 21:40
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At any rate I feel it is too expensive to buy now, so I will go ahead and save for as much of a down payment as I can. It's true that if you vaguely say you want a house, it seems like the status quo is going on forever.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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