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521. dental health(3kview/9res) Problem / Need advice 2022/06/05 18:47
522. The wisdom and power of Japanese people living abr...(14kview/55res) Free talk 2022/06/05 09:21
523. Cosmetology Examination ! Learned or aiming for(1kview/4res) Question 2022/06/03 18:10
524. Chinese [china] ramen(1kview/1res) Free talk 2022/06/01 21:29
525. I'm trying to become a nurse.(2kview/10res) Problem / Need advice 2022/06/01 13:29
526. Why do evil people lie so much ??(22kview/126res) Question 2022/05/31 19:50
527. Is life insurance a good investment?(3kview/10res) Question 2022/05/31 07:18
528. Maintaining a 401K after returning home(5kview/7res) Problem / Need advice 2022/05/30 14:27
529. things that have been lost(21kview/75res) Free talk 2022/05/29 08:19
530. California Paid Family Leave(893view/2res) Problem / Need advice 2022/05/28 18:59
Topic

dental health

Problem / Need advice
#1
  • taro
  • mail
  • 2022/06/01 14:54

I have lived in Torrance for two years and am frightened by the high cost of dental care. Anyone have any suggestions for good dental health care?

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Topic

The wisdom and power of Japanese people living abroad will make Japan a better society.

Free talk
#1
  • ILOVEJAPAN
  • mail
  • 2022/05/19 13:15

As you have lived in the U.S. for a longer period of time, don't you start to see the good and bad aspects of Japan, and the aspects that need to be corrected?
If I had not come to the U.S., I would not have noticed that some things are common knowledge in the U.S. I am not an American fanatic by any means.
I have seen and know a lot of the "messiness" and bad aspects of America. However, there are many reasonable and good aspects. The purpose of this topic is to discuss everyday examples, and to get the word out and spread from this place to Japan.

My dream is that some local government in Japan will discover this topic and start working with the topics discussed in the topic and say, "Let's create a model city ! that is different from what Japan has been used to.

The topics are limited to topics related to Japan.
Politics, economy, weak police force, corona problem, injection problem, working style, internet diffusion, stocks, virtual currency, English education, prices, land prices, earthquake, defense problem, lack of credit card diffusion, lack of my number diffusion, health insurance, retirement benefits, tax evasion friendly society, criminal friendly Self-Defense Forces are paid too little, etc., etc., etc., etc., etc., etc., etc. ? Let's discuss anything else.

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Topic

Cosmetology Examination ! Learned or aiming for

Question
#1
  • 麦わら
  • mail
  • 2022/05/30 20:03

I am currently studying for the written cosmetology exam, but I am struggling because I am not fluent in English. If anyone has a license, I would like to get some advice on how to study ! !
Also, I would like to get to know anyone who is pursuing a California Cosmetology license.

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Topic

Chinese [china] ramen

Free talk
#1
  • Gardena_23
  • mail
  • 2022/06/01 13:46

Chinese Ramen" as it used to be in old food stalls and diners
Do you have any recommendations for stores in SouthBay ?

mobile stores ( vans ) but it seems there are also
please let me know.

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Topic

I'm trying to become a nurse.

Problem / Need advice
#1
  • Akitainu
  • mail
  • 2022/05/09 19:30

Nice to meet you.
I'm currently applying for admission to ADN, ABSN, and MCEN programs, but I don't think I'll be able to do it this semester, so I'd like your advice.
The current situation is as follows.

I have a BA from UCSD
Anatomy&Microbiology is B
Physiology is A
TEAS 85%
Medical Terminology is done.
Pharmacology has been completed.
I have CNA
I have worked in a hospital for over a year

I have taken about 10 schools this semester and have not been accepted by any of them yet.
I am preparing again for next semester, but anyway, the ratio is too high.

Is there any way to make it easier to get in ?
If I get into Second Degree or Entry Master, what percentage of scholarship etc. will I get ?
I took it this time anyway. I took it this time, but I don't think I will take it next time unless I get some assistance because it is very expensive.

I would also like to put LVN into shear, is there any reasonable school ?

I would appreciate any advice you can give me. I am depressed by the harsh reality and my inability to do so.

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Topic

Why do evil people lie so much ??

Question
#1
  • 嘘つきは泥棒の始まり
  • mail
  • 2022/03/25 20:57

I have wondered about this for a long time. Politicians are the same, but
the ones you see on the news, etc., who play the good guy and end up being the culprit.
What is the character of those who lie without hesitation, even at work
I want to be careful.

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Topic

Is life insurance a good investment?

Question
#1
  • 教えて下さい。
  • mail
  • 2022/01/11 10:12

Until recently, I have been living paycheck to paycheck, so I have not invested much in the way of investments. I started a side business last year that allows me to earn a steady income every month, so I am now studying to invest my surplus money.

The quickest investment I could think of was life insurance.

However, I am somewhat skeptical about life insurance because I strongly remember advice I heard from someone about 10 years ago that life insurance and investments should not be mixed, and that life insurance is not an investment.

I have seen online and Youtuber's explanations that Whole life insurance has a real annual interest rate of about 1.5-2% after deducting commissions and expenses, as the premium in the monthly amount you pay increases with age and the amount going to investments decreases as you get closer to maturity. Another disadvantage is that in the event of the death of the insured person, the insured person only receives the Death Benefit, not the accumulated money.

I have a wife and children, so I need the Death Benefit, so I think it would be better to have a Death Benefit of about 100 million yen in Term Life Insurance and invest the other money in ETFs, BOND, SP500, Roth IRAs, Crypto, etc. I think it is better to invest other money in ETF, BOND, SP500, Roth IRA, Crypto, etc. at this stage.

Is life insurance a good investment, although each individual is different depending on family circumstances and income?
Please let me know.

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Topic

Maintaining a 401K after returning home

Problem / Need advice
#1
  • 年金
  • mail
  • 2022/05/22 14:09

Regarding the 401K rollover due to divorce, I would like to invest the money in the U.S. until the time of pension receipt, since the penalty for early cash-out is substantial if I return permanently to Japan after the divorce (U.S. citizen, no GC).

If you know of any financial institutions that non-residents can maintain, I would appreciate your advice. Thank you in advance.

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Topic

things that have been lost

Free talk
#1
  • 懐かし屋
  • mail
  • 2022/05/23 15:52

They say 10 years ago, but 10 years ago there was indeed,
Bridge USA and Mikawaya, a Japanese confectionery shop,
which didn't even exist at night, before I knew it.

The free Lighthouse, which was created around the same time, is in a rut and I don't want to read about it. Bridge USA is something I miss.

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Topic

California Paid Family Leave

Problem / Need advice
#1
  • family leave
  • mail
  • 2022/05/24 05:35

I would like to apply for California Paid Family Leave, but I have a question for those who have applied for it by getting a signature from a doctor in Japan. I would like to apply for California Paid Family Leave, but I would like to get a signature from a doctor in Japan. I would appreciate it if anyone has any experience with this.

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