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Topic

Car Insurance

Question
#1
  • 雪だるま
  • mail
  • 2022/03/31 15:39

I don't speak English very well, so I would appreciate it if someone who is familiar with car insurance could tell me more about it.

I am going back to Japan for a month and would like to lend my car to a friend who does not have one.
My insurance policy is in the name of my husband and myself. （ My husband has his own car ）

When I return to Japan, I have a one-day car insurance policy and we take turns driving when I make long driving trips with friends.
I wonder if there is such insurance for driving other people's cars in the U.S. ？
If you know of any such insurance, please advise.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • うわ
  • 2022/03/31 (Thu) 15:41
  • Report

source of trouble

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • 雪だるま
  • 2022/04/01 (Fri) 19:40
  • Report

#2 Mr. Latrine
Thank you for telling me.
I will do some research ！

#3 Uwa-san
You are right …, yes.
I will assume various cases and
discuss it again with my husband.

Thank you both for your comments.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • 事情通
  • 2022/04/01 (Fri) 20:57
  • Report

You are right #3, I don't recommend it at all.
I assume that your friend is asking you to lend him the money, but you should refuse.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • 雪だるま
  • 2022/04/02 (Sat) 00:13
  • Report

#5Secretary

I knew you were right ….
My friend just moved here and doesn't have a car yet, so I thought it would be in my friend's best interest to lend him a car he won't drive …. Even if they have insurance, if there is an accident, it could be a problem
Thank you for your valuable opinion ♪.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • 経験上
  • 2022/04/02 (Sat) 08:18
  • Report

6
I just think you should quit

No, if you can still live without a car, why not? You are free to lend a car, but miles are money, and it's just a risk to lend a car to someone who doesn't drive it on a regular basis. If there is a mess such as minor scratches, or worse, an accident, you can't just say "I have insurance, so I'm fine. I've seen many people get into trouble after lending a car to someone who thought it was safe because there was nothing in it. Money is the best solution. If you need a car, just rent one.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8
  • 名無し
  • 2022/04/02 (Sat) 08:40
  • Report

By that theory,
tourists who rent cars have accidents all the time
you yourselves had accidents all the time when you first came to the US ？ and you were driving cars all the time when you first came to the US .

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#10
  • 経験上
  • 2022/04/02 (Sat) 08:56
  • Report

You are out of step when you compare car rental companies to private rentals.

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#11
  • 経験上
  • 2022/04/02 (Sat) 08:57
  • Report

Who compared an air fry to a microwave ？.

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#12
  • 違法
  • 2022/04/02 (Sat) 09:17
  • Report

I would not lend you my car either, even as a friend.

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#13
  • 名無し
  • 2022/04/02 (Sat) 13:38
  • Report

The people above are saying don't rent them because you're afraid of accidents ？
so I'm asking if travelers have that many accidents
what's the difference between renting a car and a personal car ？ as long as you get insurance, and maybe they'll pay for the rental.
I think you're the one who's out of line.

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#14
  • 経験上
  • 2022/04/02 (Sat) 14:29
  • Report

I'll ignore the fried details of your statement, but

A normal, smart person wouldn't lend to a friend or acquaintance first.
If it's between acquaintances, if something goes wrong, there's no contract, and both parties are responsible for each other's actions. You don't know if you bumped it or not, or if someone bumps the bottom of your car, you don't know unless you tell them because it doesn't look like it. Even if there is a defect later, you can't hold each other responsible. It is already too late.

It's only people who drive cheap used cars that lend or borrow for a relationship ？ It's not possible.

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#15
  • 経験上
  • 2022/04/02 (Sat) 14:30
  • Report

Relationship ⇨ easy

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#16
  • 昭和のおとっつぁん
  • 2022/04/02 (Sat) 16:33
  • Report

A friend without a car, you say,

If you are a working person, you must also have a car.

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#17
  • 🎣
  • 2022/04/02 (Sat) 17:04
  • Report

I mean, those who don't have a car don't have a car because they don't need it ？
Maybe it's none of my business.

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#18
  • 昭和のおとっつぁん
  • 2022/04/02 (Sat) 17:40
  • Report

What about driving history?

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#19
  • 雪だるま
  • 2022/04/03 (Sun) 00:43
  • Report

Thank you all for all of your input.

My friend moved from another state, about 5 hours by plane, so she doesn't have a car right now. He has not been able to get a car yet because he has not been here long and has been very busy with work. I have been going to dealers and looking for a car.

I will not lend you my car as my return date is coming up.

Thanks to everyone who commented ♪
Thank you very much.

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