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What medical insurance do you use?

#1
Koma
mail
2023/09/21 16:19

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

And what are the good and bad points of that insurance?

I've been with PPO (Anthem BlueCross \fn165>) for about 6 years now because I can choose a good doctor directly if something goes wrong.
but I've never had a good impression of them, because new appointments are 4 to 6 months away, or when I'm told I need surgery, I'm told afterwards that there is an out-of-network doctor on the team and I'll have to pay for it myself. The good thing is that I was able to get free massages at the chiro for about a year. The doctor retired and it's gone now. I used to be a Blue Shield HMO with a much lower premium than now, but appointments were quicker then.
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#41
昭和のおとっつぁん
2023/09/26 (Tue) 10:48

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自分の保険会社の良いところしか言わないのは保険会社の社員でしょうか。
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#42
ゲゲゲ
2023/09/26 (Tue) 18:50

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コミッションの良い所を勧めるんじゃないないの？
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#44
昭和のおとっつぁん
2023/10/01 (Sun) 15:24

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

BLUECROSSはNATION BENEFITSがあるということで2022年から申し込んだ。
GROCERIE、UTILITESで月に各50ドルの支払い、買い物ができて助かっている
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#45
70台前半
2023/10/02 (Mon) 18:22

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United Health Care のHMO。

HMOなので安かろう（いつも無料）悪かろう（すぐ専門医にかかれない）。でも日系の医者がネットワーク内にいるし、保障は無限大。
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#46
ガセネタ太郎
2023/10/02 (Mon) 21:06

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日系の医者が重要なのか？別に特別優秀ってわけでもない
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