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Maintaining a 401K after returning home

#1
年金
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2022/05/22 14:09

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Regarding the 401K rollover due to divorce, I would like to invest the money in the U.S. until the time of pension receipt, since the penalty for early cash-out is substantial if I return permanently to Japan after the divorce (U.S. citizen, no GC).

If you know of any financial institutions that non-residents can maintain, I would appreciate your advice. Thank you in advance.
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#2
トホホのおとっつぁん
2022/05/22 (Sun) 15:03

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

60前に引き出す場合10%のペナルティをIRSに払えばいいだけだよ。
まあ10%を多いと思うかは本人次第だけど、俺だったら10%払ってスッキリしたいわ。
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#3
昭和のおとっつぁん
2022/05/22 (Sun) 16:30

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

ロサンゼルスに進出している日本の銀行で401Kアカウントを作りそちらに移し替え

日本に帰国後同じ銀行で401Kアカウント口座を作って移し替えるのは。
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