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トラベラーズチェック
- #1
-
- ゆり
- 2003/01/19 19:41
こんちわ、来月アメリカに行くのですが、学費やアパート代などを払う為に10000ドルくらい持っていく予定です。危ないのでトラベラーズチェックにしたのですが、銀行で在庫がなく、50ドルや100ドルなどが10000ドル分でかなり分厚いです。危ないですか??それを到着してすぐに銀行口座を作りに行って振り込みたいと思っているのですが、大丈夫ですよね。でも、サイン一つ一つしていくってかなりの労働力ですよね。皆さんはアメリカに入国時のお金の管理どうしていますか?クレジットカードなどを持っていくべきでしょうか?
- #2
-
CITIバンクの口座を日本で開設して海外でも引き出せるようにすれば。カード使っても日本で引き落としされるようにするなら多少残ってないとねー。
こっちに長くいるなら50万くらいキャッシュで持っていってこっちで口座開設して日本から郵便局のマネーオーダーで送金、もしくは大きい銀行から送金だね。
- #3
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日本でUFJや三井住友等の銀行に口座を持っていれば、インターナショナルカード(銀行によって呼び方は異なる)機能付きのカードを発行してもらえるよ。それを持てば、わざわざアメリカで口座を開かなくても家族に振込んでもらってBank of Americaで引き出せます。あと、Plusと書かれたATMでも残高照会と引き出しが可能です。私の場合、通帳を家族に預けておいて、それに振込んでもらってるので、家族側は振込み手数料がかからずにすんでいます。こちらでの残高照会や振込みはネットで出来るので、アメリカの銀行に口座を持つかどうかを考えるのは、こちらにきてからでも遅くないですよ。
- #4
-
あと、トラベラーズチェックだけど、そんなに沢山作るとサインが大変だよ。私は6ヶ月分+1ヶ月の家賃を持っていったけど、それでも銀行でサインを全部書かされたから。組み合わせが小さくて、冊誌のような束になってました。
手数料がかからないプランでトラベラーズチェックを買うのならまだしも、それだけ用意しようと思ったら、相当かかるよ。
一番賢いのは、#2、3の方法を取るか、最初に払う授業料を少なめにするかだよね。
どこの学校に通うのか知らないけど、私立の語学学校なら3ヶ月分ぐらいから払えると思います。何より、通っているうちにその学校が気に入らなかったりした時のことを考えて、一度に沢山払うのは損かもしれませんよ。
余計なお世話かもしれませんが、途中でつまらなくなって辞める人もたくさんいるので、一応書かせてもらいました。
- #6
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シティバンクにお金7000ドル程入れているのですが、全てこちらで引き出して、こちらの銀行口座に入金してシティバンク自体を解約しようと思っているのですが、アメリカからそれは可能でしょうか?また、ATMでお金を引き出す際の手数料はどれくらいするのでしょう?何でもいいので教えて下さい。
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