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    • Useful info / Life / Housing
    • 2024/11/16 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How much down payment is required ？.

    How much of a down payment do people put down?

    • Introduction / Finance / Insurance
    • 2024/11/15 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＜ Did you know ？ ＞ when you want to buy a house, the first thing you need is the documents from the loan company ！

    Most people, when buying a house, will first contact a real estate agent.
    Then they will probably ask, "Do you have a Pre-approval Letter?

    ◎What is a Pre-approval Letter ？
    This is a document that the buyer of real estate can use to prove that he or she can go to a loan company for advice and obtain a loan.

    This Pre-approval Letter is the basis for the loan program, but in many cases it takes a long time to actually get the loan because of
    preparation of credit history and bank ・ statements.

    So, if you think "I want to buy a house soon," we recommend that you contact a loan company as soon as possible.

    At Director's Mortgage, we will introduce you to a mortgage loan that will meet your future plans ・ and provide you with peace of mind.

    Buying a house is a big purchase in your life. You want to make a careful decision.

    If this is the case, please contact Mitsuko Miller.

    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Groves Capital, Inc.(Mitsuko Miller) ）
    Mitsuko has been a loan officer since 1993. Licensed in California, Oregon and Washington. She has clients throughout the U.S. and can respond to inquiries from Japan.

    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below.

    • Wanted / Group / Organization
    • 2024/11/15 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Let's create a sustainable future together!

    🌆 Development projects in response to the City Council's Growth Plan

    Hillcrest, one of San Diego's best-located neighborhoods, is now undergoing major changes: in July 2024, the mayor of San Diego signed plans to build 17,000 new housing units in the area and in November construction began on a promenade, parks, and other public spaces. The City of San Diego is trying to double the population of this area to create a downtown-like neighborhood with transportation infrastructure and high-rise buildings.

    We at "SD Daruma Inc." have been advocating for the need for large-scale real estate development in this Hillcrest since 2019, before this plan was announced. Our goals and those of the city are aligned: addressing climate change, addressing the housing shortage, and creating living spaces that respect diverse values. We are taking advantage of this opportunity to create a large-scale real estate development that combines residential ・ commercial ・ and hotel.


    🌍 Creating a Sustainable Future, Dharma's Vision
    We will pave a new way for the City of San Diego to combine growth with environmental protection, contributing to the sustainable development of the region.

    ・ Environmentally friendly real estate development
    Developing environmentally friendly developments using carbon neutral building materials and installing amenities such as renewable energy and wastewater recycling systems

    ・ Luxury
    Promote revitalization and economic growth throughout the region by attracting restaurants, retailers, cafes, art spaces, and other amenities

    ・ New jobs and economic growth
    Create jobs and attract wealthy residents, which will help increase tax revenues and stabilize the regional economy.

    ・ Diverse housing and inclusiveness
    Help create a more inclusive community by providing low-income housing and establishing a special district that respects Hillcrest's LGBTQ+ culture and history.


    👉 "NPO Daruma" addresses homelessness

    Ueda, president of SD Daruma Inc. Ueda has been deeply concerned about homelessness in San Diego and other cities such as Los Angeles for many years. To address this issue, he founded the NPO Daruma in 2020 with the lofty goal of reducing homelessness to zero by the 2028 Los Angeles Olympics, and is calling on businesses and investors to help him plan his next project.

    ・ Provide buildable Tiny Houses with a construction cost of $ less than 10,000 per unit to provide a living base for the homeless and encourage self-sufficiency
    ・ Build livable cities for the homeless and other vulnerable populations through rail-based urban development and others


    📢 Join "SD Daruma Inc." and "NPO Daruma" to build a sustainable future
    Volunteers and donations are always welcome.

    • Useful info / Life / Housing
    • 2024/11/14 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Sell your house fast! Tips for selling fast ！.

    We chat about three popular kitchen colors and more.

    free consultation

    • Event / Finance / Insurance
    • 2024/11/13 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Understanding Mortgages ！ In-depth Seminar （ Free ）

    Have you given up on buying a home because of high interest rates, lack of down payment, low FICO score, lack of permanent residency, etc. ？ You need cash urgently, but don't want to refinance because of low interest rates on your current loan. This is a seminar on mortgage loans that provides an easy-to-understand explanation of various loans that can solve such problems, including the structure, advantages, disadvantages, and the process from application to benefits.

    ✅ I don't have 20% down payment, so I can't buy a house yet
    ✅ I need cash urgently. I can't cash out Equity in my home ？
    ✅ I am self-employed and my reported income is low. I don't have a loan I can borrow ？
    ✅ I don't have citizenship or a green card, but I do have a loan I can borrow ？
    ✅ I cannot retire until my mortgage is paid off

    I approach these problems. ！ A loan specialist who handles loans from more than 120 different lenders will explain in detail how to win in a housing market with a shortage of properties, how to buy and sell real estate ！ and how to build assets wisely using a mortgage loan.

    Date ： 11/23 （ Sat ） 11am
    Location ： Orange Island ・ Culture Salon （ Irvine ）
    Fee ： Free Refreshments included ）


    Instructor ： Kana Makino （ ）
    Mortgage Loan Officer / Realtor ®
    West Capital Lending | NMLS# 2504398 |DRE# 02053858

    Loan Officer who is also a Real Estate Agent. He owns 7 properties in
    California and Hawaii and manages short and long term rental business
    himself. He has a wealth of experience and knowledge in buying and selling real estate and will share his expertise in asset
    building through real estate.

    Due to the refreshments, please pre-register below if you wish to attend ！

    https://bit.ly/3C3saFX

    For questions regarding this seminar, please contact ☎ 949-266-7761またはkmakino@westcapitallending.comまでお気軽にご連絡ください.

    Fee ： free （ with refreshments ）

    • Signature service / Professional
    • 2024/11/13 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Support for Expansion into the U.S. ・ Company Support] Real Estate Brokerage ・ Website Creation ・ We can handle everything you need to expand into the U.S., including EC construction ！.

    ASTERAS CORP. is a one-stop store in Southern California for Japanese companies ・ looking to expand their business in the U.S.
    We are a one-stop store for Japanese companies looking to expand their business in the U.S.

    We are a one-stop store for Japanese companies looking to expand their business in the U.S. We help introduce great buried products and unknown technologies to the North American market.

    ＜ Services ＞
    ♢ Real Estate Brokerage
    ♢ Telecommunication Environment
    ♢ Sales Representation
    ♢ Site Development
    ♢ EC Building ♢ Video Production

    Quick and flexible ・ We lead your company to success with sincerity as our motto.

    Please feel free to contact us ！

    ★ Please also check out our marketing manager Jasmine's YOUTUBE video ★
    https://www.youtube.com/ channel/UCFhmFeqtcMXSeudTGBQqZTg?sub_confirmation=1

    進出支援企業支援
    • Useful info / Life / Housing
    • 2024/11/11 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Reverse Mortgage

    Reverse Mortgages Make Retirement Easy ⭐️

    Reverse Mortgages in America A Must for Homeowners 62+
    https://youtu.be/eL81grhKQcE

    Free consultation after seeing Bibinavi

    • Useful info / Life / Housing
    • 2024/11/10 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    5 tips for selling a vacant house!

    How to Maintain a Vacant House When Selling

    https://youtube.com/shorts/HPzLpFUXD_I?si=ch9YqyJGzHATascC

    • /
    • 2021/08/31 (Tue)

    毎週土曜日のお金の授業！【無料】ファイナンス日本語ワークショップ

    ----------------------------------------------------------------------------------------
    【資産運用】や【パーソナルファイナンス】などを耳にはするけど、「【投資】はギャンブルみたいでリスクがありそう」と思われてる方こそ必見！

    ・・・・・実は『お金について学ばないこと・投資をしないこと』が一番のリスクだということをご存じですか？
    ----------------------------------------------------------------------------------------

    【旦那様or奥様】が管理しているという理由だけで、
    せっかく最大限まで増やせる投資枠や額を自分や家族の分まで狭めてる可能性もあります。


    ここアメリカでは学生時代から自分で学費ローンやクレジットカードの管理をし、
    就職してすぐに401kやIRAなどのリタイアメントアカウントなどの設定をします。
    定年を迎える頃や迎えてからも、税金や年金、資産運用などに関して決断を迫られます。
    そう考えるとどのライフステージでも、いかにお金に関する知識を持つことと、判断が出来るのかがとても大事になってきます。

    今は働きながら会社から提供されるベネフィット（401kや健康保険のアカウント）までをも最大限に有効活用し、
    個人でもアプリやウェブサイトで貯蓄をしながら税金対策をもできる時代になりました。
    ・・・・・ただ、自分や家族が加入している保険の内容を100%把握してない方も多いのでは？
    そんな方にも身近なところからお金について見直せるいい機会になるとご好評いただいています！


    もちろん、お金について勉強はしたことないし、
    人任せにしているという貴方も今からでも遅くはありません！

    ファイナンシャルリテラシー（お金に対する知識を積むこと）を早く得ることで
    時間を味方につけて、今からでも“ゆっくりお金持ちになる”ことが可能なのです！

    でも、お金の話なんて個人的だし、誰にも聞けないし、どこで勉強すればいいの？
    お任せください、私達がその知識をご提供しています。

    どなたにもアクセスしやすい、Zoom（オンライン）にて

    【毎月４回】のお金に関する無料セミナーを開催しています。

    ちょっと敬遠していた『お金』について、きっとヒントが見つかるあるのではないでしょうか？

    ------------------------------------------------------------------------------------------
    ・１週目■：より多くのキャッシュフローを作るには？びっくり負債返済短縮法
    ・２週目■：知っておくべきファイナンスの基礎とはアメリカの生命保険の種類と選び方・元本保証の金融商品
    ・３週目■：貯蓄効率を上げるコツと税金対策・投資信託や株式投資の基本
    ・４週目■：個人年金IRA、一生涯年金、介護保険の種類、メディケアの基本、遺産プラン
    ------------------------------------------------------------------------------------------

    ＊毎週【土曜日】の、午後2時スタートです。　
    ◆西海岸時間です

    セミナーは全て”無料”。どの回からでも参加可能、何度でもご参加下さい。
    スクリーンに写る資料は英語ですが、説明は全て日本語です。

    ※英語をご希望の方は別の日時でのZoomでのご案内になります。

    • /
    • 2021/09/01 (Wed)

    新型肺炎

    ↑可愛い名前笑笑

    • ワロタ