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Topic

Real estate prices, starting to rise again ？.

Housing
#1
  • 賃貸貧乏
  • mail
  • 2020/02/21 10:50

I've been saving for a down payment for a few years to buy a house in Torrance or thereabouts.

Last year, real estate prices seemed to have leveled off a bit, so I was wondering if they would go down this year, but I've been looking at SOLD prices for the past few months and they seem to be higher than before.
And when they go on sale, they are PENDING a week later.
Maybe it will still go up?

Even if I hoard downpayments, the price goes up and I can't buy it after all~.
More and more I can only buy in remote areas ~ （ Tears ）.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#399
  • 普通の家探してます。
  • 2020/04/30 (Thu) 19:29
  • Report

I guess the only way to do that is to buy a house within your means and step up while interest rates are low without overpaying.

Just as the stock market, which everyone thought was still going down, has quickly gone back up, we don't know what will happen to interest rates in the future, so I think we should do it now while we can get a loan at 3%.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#400
  • 投資家
  • 2020/04/30 (Thu) 20:02
  • Report

A 1M house is normal or cheaper in some places. It is only important to get a reasonable loan that is in line with your income. I think a good rule of thumb is to have a 20% down payment and a 30 year loan, which is about 30% of your income. I don't know about you guys.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#402
  • 投資家
  • 2020/04/30 (Thu) 21:06
  • Report

It's not that it's hard to find, it's that you're too focused on a place that clearly doesn't fit your budget. I went to look at a property in Newport Beach for 2M in the past and it was shabby. The threshold was too high, so I compromised on the area because I could afford a larger area with a pool for about 2M in another area, but the schools are top grade and I'm happy with them. It sounds nice, but I didn't feel like forcing myself to pay 2M for a crappy house.

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#404
  • 投資家
  • 2020/05/01 (Fri) 08:40
  • Report

Once you have written down on paper what your priorities are, you should look at houses focusing on non-negotiable conditions and a price range slightly below the upper limit of what you can afford. Then, I don't look at houses I can't afford. Even if the house is shabby, you can remodel it. However, the interior decorating companies will also be looking at your feet in this area, and they will give you an estimate based on the house and the area, so remodeling is not cheap, but it is not a bad idea. You should widen your area a little and look at houses in the price range that you can afford and compare them. It is better not to look at houses that are at a level you can't afford. You will get greedy and it will slow down your decision.

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#406
  • エリア
  • 2020/05/01 (Fri) 11:06
  • Report

405
where is the area ？

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