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    • Wanted / Medical
    • 2024/09/03 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you travel far. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    Women between the ages of 20 and 29 who are physically and mentally healthy,
    who do not smoke and have flexible morning schedules We are looking for people who are

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    well prepared to provide the best possible support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and your information will never be shared
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Wanted / Medical
    • 2024/09/09 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you travel far. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    Women between the ages of 20 and 29 who are physically and mentally healthy,
    who do not smoke and have flexible morning schedules We are looking for people who are

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    well prepared to provide the best possible support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and your information will never be shared
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Wanted / Medical
    • 2024/09/10 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you travel far. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    Women between the ages of 20 and 29 who are physically and mentally healthy,
    who do not smoke and have flexible morning schedules We are looking for people who are

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    well prepared to provide the best possible support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and your information will never be shared
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Wanted / Medical
    • 2024/09/18 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you travel far. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    Women between the ages of 20 and 29 who are physically and mentally healthy,
    who do not smoke and have flexible morning schedules We are looking for people who are

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    well prepared to provide the best possible support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and your information will never be shared
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Wanted / Medical
    • 2024/09/23 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donors （ Egg Donors ） Wanted.
    Gratuity ＄ 8,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you travel far. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    Women between the ages of 20 and 29 who are physically and mentally healthy,
    who do not smoke and have flexible morning schedules We are looking for people who are

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.
    （ If you are coming from Japan, you will stay about 2 weeks for the second egg retrieval. ）


    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    well prepared to provide the best possible support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and your information will never be shared
    with anyone outside of our company or clinic.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Wanted / Medical
    • 2024/09/26 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Egg donors wanted. Gratuity $ 8,000 to $ 20,000. travel expenses also paid.

    Egg Donor （ Egg Donor ） living in the U.S. We are looking for egg donors .
    Gratuity ＄ 10,000~ $ 20,000.
    (We will also pay for your transportation, food and hotel expenses if you go far away. ）

    ＊ We are currently also looking for Japanese donors who live in the US and are highly educated.
    We will pay up to $ 45,000 honorarium to qualified donors ＊

    We are looking for healthy women, both physically and mentally, between the ages of 20 and 29 living in the U.S.
    who do not smoke and have a flexible morning schedule. We are looking for someone who is flexible.

    Headquartered in Pasadena （ California ） but we have affiliated clinics throughout the US.
    （ If you cannot travel far, you can register with a clinic near your home. ）

    ＊ If you come from far away, you will have to come twice.
    The first visit will be one day for screening and the second visit will be 5-10 days for egg retrieval.

    Genesis ・ Group is an agency that has been supporting
    egg donation and surrogacy for over 10 years for couples suffering from infertility worldwide.
    We are affiliated with specialized doctors and attorneys and are
    ready to provide full support.
    We are also licensed by the New York State Insurance Department,
    making us one of the top agencies in New York.

    We are committed to confidentiality
    and will never share your information with anyone outside of our company or clinic
    and you can rest assured that your information will be kept confidential.

    If you are willing to cooperate with us,
    please fill out the application form on our website
    → https://ja.genesissurrogacy.com/egg-donor- application
    We will contact you later.

    If you have any questions, please feel free to contact us anytime.

    Please help us
    to help couples who want to have children.


    ＊ If you are interested in freezing your eggs for future use,
    we also offer a free egg freezing program for yourself.
    Please see our Egg Freezing Program page for more information.

    エッグドナー卵子提供ボランティア
    • Problem solution / Medical
    • 2024/09/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    If you have any problems in your marriage, please feel free to contact us for any kind of help you may need. ≪ Online counseling is available ≫.

    Do you have any problems in your marriage, international marriage, or your own or your family's problems?

    No matter how trivial it is,
    please do not worry alone.

    ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ～ ・ ～ ・ ～
    ◆Online counseling is available ◆

    Please enter the following link and contact us.
    https://doxy.me/lmftaoki
    ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～ ・ ～

    [We also offer free telephone consultation （ ）
    Please feel free to contact us by phone below or by "sending a message".

    [We also deal with health insurance]
    If you do not have insurance, please contact us.

    We hope to provide emotional support for those who are suffering from mental instability and pain due to difficult circumstances.

    Please feel free to contact us about anything.
    Tel ： 818-720-9158

    • Useful info / Restaurant / Gourmet
    • 2024/09/04 (Wed)

    Interested in working for us? 👀😁

    We have an open position for our Field Sales Person role ⭐️

    • Problem solution / Medical
    • 2024/09/19 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Somehow I don't feel motivated … Are you having trouble sleeping ？?

    ----The mind and body are closely related----

    The so-called seriousness and patient nature of the Japanese temperament can lead to worsening of the disease.

    ◆Your lack of motivation is caused by ？

    ・ mental fatigue ？
    ・ physical fatigue ？
    ・ continuing to do things you do not want to do ？ ・ I don't know …

    ------------------------

    If you have a fever or pain, you go to the hospital.
    However, when you feel "somewhat unmotivated," "somewhat unable to sleep," or "don't want to go to school or work," you tend to try to do something about it yourself.
    The causes of these symptoms can vary greatly from daily stresses such as relationships, work, and child-rearing to physical problems, such as abnormal thyroid function or anemia.


    At Fujiwara Clinic in Little Tokyo,
    we offer not only conventional medical tests such as blood tests, echo tests, and x-rays, but also psychological tests in cooperation with LA Counseling.
    Everyone works as a team to support treatment.

    If you are resistant to medication, we offer counseling, cognitive-behavioral therapy to flex your thinking patterns, and other treatments that are less burdensome, depending on your situation.
    Please consult us first.

    *We accept various insurances.

    ■ Fujiwara Clinic ■
    Phone ： 모(213) 680-0355
    Address ： 200 San Pedro Street Suite 302, Los Angeles
    Hours （ Weekdays ） 10:00AM-5:00PM/ （ Tues ） Closed / (Sat) ） (Sun) ） Appointment Only

    For inquiries, feel free to contact us from "Send Message" below Please contact us by clicking on "Send Message" below.

    • Signature service / Professional
    • 2024/09/23 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Passport ・ Photographs taken for VISA application ！.

    ★ Contact us by email or phone ★

    Email: info@photostudio.tk
    TEL: 213-617-7700

    ＊ Processing selfies ・ Editing ・ We also offer printing service ＊
    → Due to the influence of Corona, many people use this method to take photos for Green Card.

    ●Introduction of Photo Studio TK's Services●

    ◎Certificate Photo(**)
    ・ Japan ＆ America
    → We also take passport photos for Japan and America
    Photos will be delivered on the same day they are taken. <3163> ・ Various Visas
    → Green Card, Student Visa, Work Visa

    ◎Video Shooting
    ・ Various Events
    → From Birthday Events to Wedding


    ◎Corporate Services
    ・ Business Trip Photography （ Interior and exterior of stores, menus, events ） etc
    ・ Convention Trip Photography ・
    Photography （ Various specifications for advertisement and web ）
    ・ Food photography （ We have a food coordinator on staff to provide total support from cooking to photography ） ・ Apparel photography （ Place shooting, torso shooting ）
    ・ Video shooting （ Event and promotion ）
    ・ Location coordination

    ●Photo Studio Location●
    Address ： 880 E. 1st St #1B Los Angeles, CA 90012
    （ Photo Studio in TYRANT KING INC ）

    <7863> Hours ：
    Monday 12:00-17:00
    Tuesday 10:00-17:00
    Wednesday 10:00-17:00
    Thursday 10:00-17:00
    Friday 10:00-17:00
    Closed ： Sat ・ Sun, US Holidays
    ＊ We update the Website from time to time with urgent changes to our hours, so please check there as well
    just in case.

    Parking ： Free parking on site
    Phone: 213-617-7700

    ●Photo Price List
    ・ For Passport / Visa
    2pcs: $ 27. 00, 4pcs: $ 32.00
    Photo data only ： $ 27.00

    ・ Resume / Exam Photo
    2pcs: $ 85.00, 4pcs: $ 90.00
    photo data only ： $ 85.00

    ♪ ♪ ♪ our friendly staff is waiting to help you ♪ ♪ ♪

    *Photos taken at Walk-In may be delivered at a later date.

    Mention that you saw the Machikado Hot List and get $2 off ！.

    証明写真動画撮影フォトスタジオ
    • Useful info / Finance / Insurance
    • 2024/09/04 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ZOOM Free Seminar for Life Insurance Awareness Month] Let's Think Together about "Being Prepared" ？.



    Do you have any questions about life insurance or annuities ？

    There is nothing more wasteful than to lose money without knowing ！

    We can help you eliminate the unknowns and prepare for the future. ！

    We will also explain in detail

    about life insurance with living benefits, which we highly recommend for living in the U.S. ✨

    Invest your precious money wisely.

    September is Life Insurance Awareness Month.
    Please join us for a free seminar.

    ●Functions and Types of Life Insurance 9/18 （ Wednesday ） 11am PDT / 8am HST

    ●Living Benefits 9/21 （ Saturday ） 11am PDT / 8am HST
    ●How to Choose Financial Tools 9/26 （ Thursday ） 2pm PDT / 11am HST

    ●How to Use Private Pensions 9/29 （ Sunday ） 2pm PDT / 11am HST

    Please follow these Please use the link below to register.

    生命保険個人年金
    • Satisfaction guaranteed / Education / Lesson
    • 2024/09/03 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to Become Strong in Science ？ ！ September New Term Classes Start ！ Steady Study Gives Big Results ！ Experienced Teachers Teach ！

    Interschool 2nd term started on September 1 ！

    Group lessons ：
    From September to next January, 2nd term will mainly focus on
    [Geometry/graphics]. （ Jr2 ・ Jr3 ）

    Jr1 linear functions → plane figures ・ area and volume of spatial figures
    Jr2 angles ・ congruence of figures ・ properties of triangles and rectangles
    Jr3 similarity ・ circumscription angle ・ Theorem of Three Squares

    Individual Lesson ：
    We can start from any range, from anywhere, according to your child's need
    Please feel free to contact us.


    Preparation for your child's exams while in Japan ・ Ideal for transfer preparation and preliminary study for local high schools.


    ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆
    In addition, we also provide tutoring for elementary school students to strengthen their calculation skills. ！
    We are very popular with our students for our individual tutoring services, such as English grammar, etc.
    Please feel free to contact us ！

    ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆

    Application ・ For inquiries

    Email ： info@interschool-jp.com
    Official LINE account ： https://lin.ee /w82E0fL

    On instagram, we introduce simple math knowledge along with English words related to math 😄
    Please take a look ： https://www.instagram.com/interschool_jp /

    After registering as a LINE friend, send a message to "LA" to receive a 2-week f...

    塾帰国受験学習塾個別指導チューター
    • Event / Education / Lesson
    • 2024/09/06 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    FX 1-Day Seminar Information

    The annual FX 1-Day Seminar will be held again this year. This year will be the 5th time.
    We have many participants every year. Let's learn FX system at this time of the year when the dollar is turning from a weak yen to a strong yen.

    Date ： Sunday, September 29th 13 ： 00-16:00NY Time
    Fee ： ＄ 30

    Please scan the QR code below to join. Please read the QR code below for more details.


    If you would like to pay by Venmo, please use the QR code below. We are looking forward to your participation.


    ◯Schedule from September

    Trial Class
    Free Excel Intermediate Trial Class
    Free Python Trial Class

    Regular Course
    Excel Intermediate Course Advanced Excel Course
    Super Basic Python Course
    Beginning Python Course
    Beginning Python-Excel Course
    Intermediate Python-Excel Course
    Advanced Python-Excel Course

    • Signature service / Education / Lesson
    • 2024/09/14 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to Become Strong in Science ？ ！ September New Term Classes Start ！ Steady Study Gives Big Results ！ Experienced Teachers Teach ！

    Interschool 2nd term started on September 1 ！

    Group lessons ：
    From September to next January, 2nd term will mainly focus on
    [Geometry/graphics]. （ Jr2 ・ Jr3 ）

    Jr1 linear functions → plane figures ・ area and volume of spatial figures
    Jr2 angles ・ congruence of figures ・ properties of triangles and rectangles
    Jr3 similarity ・ circumscription angle ・ Theorem of Three Squares

    Individual Lesson ：
    We can start from any range, from anywhere, according to your child's need
    Please feel free to contact us.


    Preparation for your child's exams while in Japan ・ Ideal for transfer preparation and preliminary study for local high schools.


    ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆
    In addition, we also provide tutoring for elementary school students to strengthen their calculation skills. ！
    We are very popular with our students for our individual tutoring services, such as English grammar, etc.
    Please feel free to contact us ！

    ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆

    Application ・ For inquiries

    Email ： info@interschool-jp.com
    Official LINE account ： https://lin.ee /w82E0fL

    On instagram, we introduce simple math knowledge along with English words related to math 😄
    Please take a look ： https://www.instagram.com/interschool_jp /

    After registering as a LINE friend, send a message to "LA" to receive a 2-week f...

    塾帰国受験学習塾個別指導チューター
    • Event / Education / Lesson
    • 2024/09/19 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    FX 1-Day Seminar Information

    The annual FX 1-Day Seminar will be held again this year. This year will be the 5th time.
    We have many participants every year. Let's learn FX system at this time of the year when the dollar is turning from a weak yen to a strong yen.

    Date ： Sunday, September 29th 13 ： 00-16:00NY Time
    Fee ： ＄ 30

    Please scan the QR code below to join. Please read the QR code below for more details.


    If you would like to pay by Venmo, please use the QR code below. We are looking forward to your participation.


    ◯Schedule from September

    Trial Class
    Free Excel Intermediate Trial Class
    Free Python Trial Class

    Regular Course
    Excel Intermediate Course Advanced Excel Course
    Super Basic Python Course
    Beginning Python Course
    Beginning Python-Excel Course
    Intermediate Python-Excel Course
    Advanced Python-Excel Course

    • Useful info / Finance / Insurance
    • 2024/08/26 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Useful info / Finance / Insurance
    • 2024/08/26 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Useful info / Finance / Insurance
    • 2024/09/26 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Useful info / Finance / Insurance
    • 2024/09/26 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Signature service / Professional
    • 2024/09/04 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Divorce Consulting

    Are you struggling with marital or gender issues?


    ◇Those who are trying to repair their relationship.

    ◇Are you worried about separation or divorce but do not know what to do?
    （ California has a legal separation system. ）

    ◇If you are worried about your life during separation or after divorce.



    Why not consult a professional instead of worrying alone?



    Based on our many years of experience in handling various divorce and separation cases,

    we will talk with you to find out what the best solution is for you and propose one.

    ----------------------------------------------------------------------------------------------------------
    Our Rocky Mori, our Japanese-speaking representative, is an expert in ADR （ and Alternative Dispute Resolution (ADR) ） and has been a mediator for 18 years in the courts of

    Small Claims Court, as well as a California state-certified mediator for civil matters and divorces. Expert in ADR and Alternative Dispute Resolution .
    ----------------------------------------------------------------------------------------------------------

    Initial consultation is free of charge.